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	<title>Real estate - Sales &#38; Rentals</title>
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		<title>Job Hunting Strategies: Get Hired!</title>
		<link>http://www.stjohnpope.com/job-hunting-strategies-get-hired/</link>
		<comments>http://www.stjohnpope.com/job-hunting-strategies-get-hired/#comments</comments>
		<pubDate>Fri, 08 Jun 2012 18:40:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[With the increasing population of jobless citizens today, there is no doubt that the job hunting zone is getting congested too. If you are among those who seek for jobs and are having a hard time getting the best designation, you can do better by trying some helpful strategies and tips that will boost not [...]]]></description>
			<content:encoded><![CDATA[<p>With the increasing population of jobless citizens today, there is no doubt that the <a title="job hunting" href="http://www.jobsinedmontonalberta.com/"><span style="color: #0000ff;"><span style="text-decoration: underline;">job hunting</span></span></a> zone is getting congested too. If you are among those who seek for jobs and are having a hard time getting the best designation, you can do better by trying some helpful strategies and tips that will boost not only your application but yourself as well.</p>
<p>&nbsp;</p>
<p>To be a career-oriented individual you must be competitive in all aspects. This means that you should stand out first but not necessarily distinctive, yet if you show off a remarkable attribute, you have more chance of getting the job that you wanted. Being different from other applicants will draw a potential employer to you. Sometimes, it is not always you that needs to go to an employer in order to present yourself you can as well advertise yourself through free job sites. This way you have a chance to be contacted by employers whenever they found your ads effective and interesting.</p>
<p>&nbsp;</p>
<p>However, applying some helpful <a title="job hunting tips" href="http://www.jobsinedmontonalberta.com/"><span style="color: #0000ff;"><span style="text-decoration: underline;">job hunting tips</span></span></a> will give you more possibilities to get hired. Here are some of the things you need to consider before and when applying for a job:</p>
<p>&nbsp;</p>
<ol>
<li>Know what you want. At times we rely most on our own experiences and skills, and if we have higher education, he can be motivated to apply for a job where our line of expertise will be most needed. This is true, yet it is also important to have a clear idea of the career field and type of work that you are interested in. Make a list of your strengths and what makes you a unique candidate then motivate yourself to be not just an effective but an efficient worker to a prospective employer.</li>
<li>Aim for the right target. Not all times you need to adjust if you got a type of work that doesn’t match your skills or experiences. In order to avoid this regretful result, make sure to match first your skills, interests, and goals with the right career choice. Conducting some research about the companies that you have selected to apply with will help you determine if they are a good prospect for a future tenure.</li>
<li>Widen your horizon. Hunting jobs online is the easiest way to reach hiring companies nowadays but it doesn’t mean that you have to stop there. You need to have as much personal contact with real people as possible and do not just rely on the job ads that are posted on the Internet. If you keep yourself stuck on this practice, then you&#8217;re just another piece of paper in a big stack of resumes on someone&#8217;s desk.</li>
<li>Be provisionally flexible. While the job hunting zone is getting a tighter space for new applicants, you need to move on from applying for a job at a famous company that gives you small chance of getting hired to a new institution that needs a temporary worker who is willing to learn new things. By accepting a starting position at this company, you are as well facing the challenge of learning new skills, gaining experiences, while earning and continuing to look for a permanent position.</li>
<li>Be persistent. If you have been turned down with previous job applications, it is not time to be discouraged instead you should add patience in your search. Put in mind that you are not the only one who is facing such a dilemma. Have a positive outlook and a clear perspective, and view your job hunting course as an exciting challenge.</li>
</ol>
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		<title>Pixloo: How to Sign Up and Sell My Home Online</title>
		<link>http://www.stjohnpope.com/pixloo-how-to-sign-up-and-sell-my-home-online/</link>
		<comments>http://www.stjohnpope.com/pixloo-how-to-sign-up-and-sell-my-home-online/#comments</comments>
		<pubDate>Tue, 03 Jan 2012 21:54:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.stjohnpope.com/?p=50</guid>
		<description><![CDATA[While some websites might scare people away because of the myriad of information they require to sign up, Pixloo is easy. Their slogan is “Selling Your Home Online Made Easy,” and really, it is. When you need access to millions of homebuyers so you can put photos of your property right under their noses, Pixloo [...]]]></description>
			<content:encoded><![CDATA[<p>While some websites might scare people away because of the myriad of information they require to sign up, Pixloo is easy. Their slogan is “<a href="http://www.pixloo.com/">Selling Your Home Online Made Easy</a>,” and really, it is. When you need access to millions of homebuyers so you can put photos of your property right under their noses, Pixloo is the place to go. Homeowners can quickly and easily market their properties on their own, without the help of an agent if they don’t want one. Real estate agents can also market their listings and get exposure to large amounts of eager homebuyers. Here are the three easy steps you need to complete to put your <a href="http://www.pixloo.com/pricing.html">property online</a> and get it sold.</p>
<p><strong>Sign up for Pixloo</strong></p>
<p>Visit Pixloo <a href="http://www.pixloo.com/">Virtual Tour</a> to sign up. You’ll choose a custom username and confirm your account when Pixloo sends you an email. Just click the confirmation link in the mail and your account will be instantly active.</p>
<p>Log in to your account to customize your profile. You can enter all your contact details here so when interested parties want to talk to you about your property, they can easily and quickly get ahold of you. Both real estate professionals and private property owners use this tool.</p>
<p>Finally, create a custom website URL for your property. This really makes the whole process professional and easy for potential buyers; your property looks even better when it has its own website dedicated to it.</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
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		<title>New homes development in Memphis TN</title>
		<link>http://www.stjohnpope.com/new-homes-development-in-memphis-tn/</link>
		<comments>http://www.stjohnpope.com/new-homes-development-in-memphis-tn/#comments</comments>
		<pubDate>Sat, 24 Dec 2011 17:10:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.stjohnpope.com/?p=47</guid>
		<description><![CDATA[The current housing market is extremely competitive. Perfect timing matters a great deal within the Memphis TN property scenario. It is all about coming to the best place in the proper time. Many new homes in prime locations are offered, around the very day that they&#8217;re marketed. In Memphis TN, lots of people go for [...]]]></description>
			<content:encoded><![CDATA[<p>The current housing market is extremely competitive. Perfect timing  matters a great deal within the <a title="Memphis" href="http://newhomes.move.com/CommunityResults/market-170">Memphis</a> TN property scenario. It is all  about coming to the best place in the proper time. Many new homes in  prime locations are offered, around the very day that they&#8217;re marketed.  In Memphis TN, lots of people go for a realtor to purchase or sell their  properties at competitive rates.</p>
<p>Many realtors provide free new homes evaluation for their clients,  who wish to sell their properties. Additionally they provide free  details about, issues related to purchasing and selling real estate in  Memphis TN They update their customers concerning the latest housing  possibilities, periodically, via emails and letters. To supply better  post sales service, realtors offer, a listing of services for their  clients to assist them to get ready their new homes.</p>
<p>functionality became more essential in architectural design.  Unnecessary architectural flourishes died off being an focus on  regularity and volume arrived to style. The influence of modernism  spread from residential to commercial as well as industrial qualities.  Steel structures changed older structures across the venerable Memphis  TN roads of Union Ave,Primary st., and Madison. Memphians would not  affect the facade of older building to become more consistent with  modern styles. Memphis counted it&#8217;s first skyscraper by 1914. The  emergence from the streetcar also permitted the very first growth and  development of Memphis&#8217;s future historic new home in subdivisions for  example Central Gardens and Annesdale Park.</p>
<p>These new suburban residential areas grew to become middle-class  modernist towns. Greater finish qualities may also been seen with costly  materials and spacious yards. The bungalows and more compact new homes  were either Builder style or perhaps a modern version of Greek Revival  design. From time to time, an imitation of Frank Lloyd Wright&#8217;s Prairie  School style seemed to be interspersed, boasting bands of wooden  casement glass windows, lines of horizontal type, and deep overgrown  roofs.Very utilitarian housing projects were also incorporated, however  it wasn&#8217;t until 1924 the city began assigning many places to become  residential, commercial, or industrial.</p>
<p>Memphis TN brought the country in concentrating on the appearance of  more compact affordable new homes. The Memphis small builder&#8217;s  association released a catalogue using more than 100 design plans  costing under six grand. Also, local designers offered their services in  a lower rate. Such was the city concern in order to citizens secure  their very own new homes following the Great Depression.</p>
<p>Homes located in Greenlaw Place are reasonably listed and provide the  benefit to be situated near to the city. The homes available in this  region include that have condition from the art amenities.Memphis TN is  an extremely progressive and cosmopolitan area. People prefer to get  ready el born area because of the supply of galleries, antique shops,  restaurants and coffee shops, bookstores by the bucket load.</p>
<p>Realtors in Memphis TN offer financial advice for their clients. They  inform the clients about, the different possibilities, to acquire  finance to purchase their dream new homes. Guide their customers to get  fast approval for his or her new homes financial loans.</p>
<p>Click here to know more about new homes development in <a title="Memphis" href="http://newhomes.move.com/CommunityResults/market-170">Memphis</a> TN.</p>
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		<title>Houses for rent</title>
		<link>http://www.stjohnpope.com/houses-for-rent/</link>
		<comments>http://www.stjohnpope.com/houses-for-rent/#comments</comments>
		<pubDate>Sun, 25 Sep 2011 19:32:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.stjohnpope.com/?p=39</guid>
		<description><![CDATA[Houses For Rent is a brand new residential rental property company based in New Zealand. The company&#8217;s main goal is both ambitious and simple, that is, “to be the best place to find and advertise rental properties in New Zealand&#8221;. The website is simple indeed, and aims to act as a friendly and relaxing atmosphere [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.stjohnpope.com/wp-content/uploads/2011/09/house-for-rent.jpg"><img class="alignleft size-medium wp-image-40" title="house for rent" src="http://www.stjohnpope.com/wp-content/uploads/2011/09/house-for-rent-300x147.jpg" alt="" width="300" height="147" /></a>Houses For Rent is a brand new residential rental property company based in New Zealand. The company&#8217;s main goal is both ambitious and simple, that is, “to be the best place to find and advertise rental properties in New Zealand&#8221;.<br />
The website is simple indeed, and aims to act as a friendly and relaxing atmosphere for landlords and property managers to meet up with prospective tenants.<br />
Mr Robson is the owner of Houses For Rent, in a recent pre-launch interview he said, “the goal to become the best rental property website in New Zealand is easy, but to become the most used and popular rental property website is no small target. There are other websites in New Zealand that already do what Houses For Rent is doing, we are just going to do it better”. He went on to say, “I believe that landlords and property managers want more affordable online advertising to market their rental properties and they want to do it on a website that is better than what is currently available”.<br />
At the present time, people who are looking for a home to rent do so through a major well-known New Zealand classifieds website Trade Me, but what many landlords and property managers in New Zealand do not know is that well over 50,000 searches are performed every month on Google.co.nz for phrases related to finding a rental property in New Zealand.<br />
This means that many people are looking to find a house to rent through by searching on Google. Mr Robson also mentions that, “92% of Kiwi’s use Google to search the internet and 97% of people will only look at the first page of results, Houses For Rent will be on the first page of Google.co.nz in the near future for all searches related to rental property. What this means is that Houses For Rent will have 50,000 visitors to our website every month – all who are looking to find a suitable home to rent. This extensive exposure offers landlords and property managers massive value, combine that with our affordable listing fees we really have a great chance of becoming the most popular residential rental property website in New Zealand.<br />
To advertise your <a title="rental properties" href="http://www.housesforrent.co.nz">rental properties </a>or to find a house to rent visit the <a title="Houses for rent" href="http://www.housesforrent.co.nz">Houses For Rent</a> website.</p>
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		<title>Pros and Cons of Real Estate Investment</title>
		<link>http://www.stjohnpope.com/pros-and-cons-of-real-estate-investment/</link>
		<comments>http://www.stjohnpope.com/pros-and-cons-of-real-estate-investment/#comments</comments>
		<pubDate>Mon, 05 Sep 2011 18:57:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.stjohnpope.com/?p=34</guid>
		<description><![CDATA[Investing in real estate properties is one of the most popular investment strategies in United States because of the promising income and profit opportunity that one can get from it. If you think that investing in residential properties can be one of your strengths, then this maybe is the perfect time to start searching for [...]]]></description>
			<content:encoded><![CDATA[<div id="article-content">
<p><a href="http://www.stjohnpope.com/wp-content/uploads/2011/09/real1.jpg"><img class="alignleft size-medium wp-image-35" title="real1" src="http://www.stjohnpope.com/wp-content/uploads/2011/09/real1-300x265.jpg" alt="" width="300" height="265" /></a>Investing in real estate properties is one of the most popular  investment strategies in United States because of the promising income  and profit opportunity that one can get from it. If you think that  investing in residential properties can be one of your strengths, then  this maybe is the perfect time to start searching for a property, think  about its profitable value and invest in it. You can highly consider the  numerous properties in the US such as the Roseville homes for sale. If  you want to pursue this career, there are some pros and cons that you  should know first so that you can avoid the risks of losing great amount  of money.</p>
<p>1. Because real estate properties are very expensive,  some people with great potential in real estate investment cannot really  afford this kind of opportunity. Lack in funding is one of the major  barriers when starting a career with real estate.</p>
<p>2. One of the  best things about this kind of investment strategy is that there can be  high profit opportunities for you. There are several ways and techniques  of earning money from real estate and if you know how to maximize and  take advantage of them, for sure, you will make a lot of money. One way  to earn from them is to buy a very cheap property and then allocate your  remaining or additional funds to renovating the house. When you sell  it, you can price it higher than the sum of the renovation expenses and  the original price of the property. Renting is another great way of  making profit from the properties you bought. Make sure that you  calculate all the factors well before you decide on the renting fee for  your property. This investment will definitely provide you a very high  financial return, if you know the best practices to do.</p>
<p>3. This  kind of investment can offer you a hundred percent security. Putting  your money in bonds and stocks is not really a stable investing strategy  because its operation changes every now and then. This is very  different from the protection and security you get from your real estate  investment because once you have the deed of property that is already  in your name, you already have the full control of the property. You can  do whatever you want!</p>
<p>4. Investing in residential/commercial  properties has a credible performance track. Many millionaires out there  became very rich because of the proper investment strategy they did for  their properties. You can also be one of them!</p>
<p>5. One major  disadvantage, on the other hand, is that, there are big risks in  investing in properties. However, with the proper education and  extensive training that you already have or will be having, there are  lesser chances you will experience those financial risks.</p>
<p>Real  estate investments are for those people who have the budget, the skills  and the knowledge to do it. There are different benefits and risks for  this investment strategy but if you know that you are ready for all of  these high and low moments of this type of investment, then definitely,  you are in a good start.</p>
</div>
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		<title>How to Generate Real Estate Leads With QR Codes</title>
		<link>http://www.stjohnpope.com/how-to-generate-real-estate-leads-with-qr-codes/</link>
		<comments>http://www.stjohnpope.com/how-to-generate-real-estate-leads-with-qr-codes/#comments</comments>
		<pubDate>Mon, 05 Sep 2011 18:56:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://www.stjohnpope.com/?p=31</guid>
		<description><![CDATA[In recent real estate news everyone has been talking about the amazing bar code that can be scanned by cell phones. In this how to I will give you some ideas on how to use these codes to hopefully generate you some leads and get peoples contact info. Step one: figure out what you want [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.stjohnpope.com/wp-content/uploads/2011/09/dollar.jpg"><img class="alignleft size-medium wp-image-32" title="dollar" src="http://www.stjohnpope.com/wp-content/uploads/2011/09/dollar-300x195.jpg" alt="" width="300" height="195" /></a>In recent real estate news everyone has been talking about the  amazing bar code that can be scanned by cell phones. In this how to I  will give you some ideas on how to use these codes to hopefully generate  you some leads and get peoples contact info.</p>
<p><strong>Step one:</strong> figure out what you want your leads to see when they scan a code. A  common mistake is sending people to your website which is not optimized  for mobile and does not have any value to the consumer when they scan  it. What you can do though is send them to your business Facebook page  where they can &#8220;like&#8221; you and you all of the sudden have someone to  market to automatically! You can also make a Google site or form with  school information, or buying tips, get pre qualified. for the specific  house if that&#8217;s where they are scanning from, or a form they can can  fill out to receive more listings from or set appointments to see a  property which is great because you will have their contact info. If  they scan if from a business card you can make a Google page that will  give the person links to Facebook, LinkedIn, blog and so on. (Google  sites will be covered in another post).</p>
<p><strong>Step two:</strong> create some bar codes. There are many free QR code generator sites and  you just have to Google QR code to find them. This part is simple. Just  copy and paste the desired URL into a box and click generate to make the  code. It takes about 3 seconds but make sure you test the barcode  before saving it. (Tip: if its a long URL you get a huge code box which  takes longer to scan and doesn&#8217;t work as well. You can go to tinyurl.com and shorten the web address which will make you a much better bar code).</p>
<p><strong>Step three:</strong> put the codes on stuff. You can put the codes just about anything.  Signs, paper flyers, water bottles, yard signs, business cards, even a  baby! Its fast and easy so you can make a bunch of the to correspond  with any of the pages talked about in step one that will give consumers a  reason to &#8220;follow&#8221; &#8220;like&#8221; &#8220;friend&#8221; or fill out a form. Just make sure  its useful.</p>
<p>I hope these tips are useful for you and if anyone out  there manages to actually generate substantial business from these, I  want to know about it! This technology is still new but I think in the  near future these will be huge for business as people will want to save  everything on a smart phone that they can pull from the real world.</p>
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		<title>Real Estate Predictions for 2011</title>
		<link>http://www.stjohnpope.com/real-estate-predictions-for-2011/</link>
		<comments>http://www.stjohnpope.com/real-estate-predictions-for-2011/#comments</comments>
		<pubDate>Mon, 05 Sep 2011 18:53:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://www.stjohnpope.com/?p=27</guid>
		<description><![CDATA[Well it&#8217;s going to be a question of good news and bad news, depending on which side of the fence you stand: buyer or seller. If you are a seller, I expect that prices in the Phoenix metropolitan area will remain flat, with a possibility of some areas losing another 10% in value. This is [...]]]></description>
			<content:encoded><![CDATA[<div id="article-content">
<p><a href="http://www.stjohnpope.com/wp-content/uploads/2011/09/predict.jpg"><img class="alignleft size-full wp-image-28" title="predict" src="http://www.stjohnpope.com/wp-content/uploads/2011/09/predict.jpg" alt="" width="300" height="300" /></a>Well it&#8217;s going to be a question of good news and bad news, depending on which side of the fence you stand: buyer or seller.</p>
<p>If  you are a seller, I expect that prices in the Phoenix metropolitan area  will remain flat, with a possibility of some areas losing another 10%  in value. This is because we are not done with distressed properties. In  fact, Bank of America&#8217;s recent moratorium on foreclosures, since  expired, only served to kick that can down the road. Add in the fact  that the state of Arizona is suing them, and you can deduce that 2011  will also be a rocky year.</p>
<p>At this point I must add, and I have  said this before, that the banks are also their own worst enemy. Their  languid responses to short sales, (anywhere from two to twelve months)  is costing sales and delaying the possibility of a return to a normal  market; whatever that will mean in the future. Their utter disdain for  the conventions and customs of the real estate market is certainly not  winning them any friends among the ranks of real estate professionals.  So, keep offering insulting commission rates for what are arguably more  difficult transactions and see the caliber of agent you will attract.  Keep insisting that potential buyers MUST pre-qualify with your Aunt&#8217;s  second cousin at Billy-Bob&#8217;s Ammo, Pizza and Mortgage Emporium. Let me  know how it all works out for you. Many real estate pros have long  memories so your future will not be bright.</p>
<p>I think the main  problem with the banks, due to their corporate culture, is that few of  the people tasked to approve a short sale have the stones to actually  sign off on that loss. Too often they are scrambling for excuses to kick  it upstairs, or off to another lackey, so as to avoid responsibility  for any decision-making. This further exacerbates the problem.</p>
<p>On  the positive side, it won&#8217;t be a bad year for buyers, price-wise at  least. For those who saw prices sky-rocket in &#8217;05 and &#8217;06 and who  thought that the dream of home-ownership had died for ever, the reprieve  has been extended. It will be a demanding and possibly fraught  experience due to the above-mentioned reasons, and the cautiousness,  understandably, of the appraisal community. However, for those buyers  with a steady job and a good credit score there will be some good deals  to be had.</p>
<p>Here&#8217;s hoping that everyone enjoys a happy, prosperous and most importantly, a healthy 2011.</p>
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		<title>Tips To Use When Buying Real Estate Short Sale</title>
		<link>http://www.stjohnpope.com/tips-to-use-when-buying-real-estate-short-sale/</link>
		<comments>http://www.stjohnpope.com/tips-to-use-when-buying-real-estate-short-sale/#comments</comments>
		<pubDate>Mon, 05 Sep 2011 18:52:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.stjohnpope.com/?p=24</guid>
		<description><![CDATA[Are you thinking of buying a home or investment property that is on the market as a short sale? If so, here are some tips listed below that you should consider. 1. Most loan providers will need a pre-approval letter or evidence of funds with any offer to purchase a short sale. Most lending institute [...]]]></description>
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<p><a href="http://www.stjohnpope.com/wp-content/uploads/2011/09/cheap.jpg"><img class="alignleft size-medium wp-image-25" title="cheap" src="http://www.stjohnpope.com/wp-content/uploads/2011/09/cheap-300x225.jpg" alt="" width="300" height="225" /></a>Are you thinking of buying a home or investment property that is  on the market as a short sale? If so, here are some tips listed below  that you should consider.</p>
<p>1. Most loan providers will need a  pre-approval letter or evidence of funds with any offer to purchase a  short sale. Most lending institute are going to pull your credit report  which you will need to provide them with information such as evidence of  income and where you work. Once your offer is approved, the speed of  the transaction will be much faster.</p>
<p>2. If you&#8217;ve got the time and  determination to wait, you may get a really great deal. For anyone who  is In Any Way in a rush, or possibly requires a home by a particular  date, then they need to stay away from real estate short sales.</p>
<p>3.  Assume closing to take more time then a typical sale or even a bank  owned (REO) home sale. You need to be patient. Most lenders that have  short sales and foreclosures seem to take a lot more time with these  types of transactions to close. This could be because there are a lot  more parties involved in a short sale which all have to approve the sale  before the closing can go forward.</p>
<p>4. Buying a short sale  property may be an extremely long procedure, therefore be ready to wait!  Although you may submit an offer to purchase along with specified time  lines for acceptance of your offer, do not be shocked when your  timelines are not met. Short sales have a lot of red tape to go through  before a closing. A seller is required to provide the lender with  certain information before the lender can make a decision rather to  accept an offer or not. If the seller does not get the required  information to the lender in a timely manner, it could take months  before the lender will reject or accept the offer. The lender needs all  the proper paperwork before they can process the short sale. Also, you  need to take into consideration that even though a home being sold as a  short sale could be on the market for some time, the bank does not  decide on a price that they will accept for a short sale until after  they receive an offer to purchase. This can add more time to process so  you need to be prepare to wait before the bank will make a decision.</p>
<p>5.  The actual advertising price is at times the incorrect price. It could  be too much and quite often too low. Should your offer be too low below  the current market, the financial institution may merely disregard or  refuse your offer. They just don&#8217;t need to make a counter offer. Decide  on your offer price according to the current real estate market value.</p>
<p>6.  I would certainly point out the most important factor with a home short  sale is to never get emotionally tied to the home. You may really like  the home and wait around only to have the deal fall through. Short sales  may be nothing but a tremendous headache and quite often are certainly  not that good of a deal. Bank owned homes tend to be much better  bargains and are generally just like a typical sale with regards to the  time frame.</p>
<p>7. Don&#8217;t assume all short sales are seriously  discounted. Based on the service of the bank loan, the home and property  itself, your local area, and just how far into the sale procedure the  home owner is, you might be capable of getting a price reduction of  20-30% below the current market value, or otherwise you might not be  obtaining a good deal at all. Often short sales are sold at current  market value, therefore perform your research prior to deciding to  present an offer and never think that simply because it&#8217;s a short sale,  that it is a great buy. The reason is, financial institutions normally  have a formula for determining the amount they may be prepared to lose.  When what is owed is considerably higher as compared to what the home is  really worth, the financial institution might not be willing to think  about a lower offer. If the home is relatively new on the current  market, they are going to wait around to see if they&#8217;re able to obtain a  better offer. If it&#8217;s already been on the marketplace for many months,  they might be much more open to negotiating with a lower offer. If they  are unable to receive an offer that they&#8217;re comfortable with, there is a  possibility that they may just allow the property or home go to public  auction. In the event that occurs, the financial institution will own  the home or property and then sell it off as a bank owned (REO). When  you miss out on an opportunity at a short sale, keep on the lookout for  when the bank puts the property or home back on the market. You may get  another opportunity at presenting an offer.</p>
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		<title>Real Estate Funding</title>
		<link>http://www.stjohnpope.com/real-estate-funding/</link>
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		<pubDate>Mon, 05 Sep 2011 18:51:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Real estate funding is crucial to your real estate investing success, and contrary to popular belief it&#8217;s really not that hard to find the money. I believe the number one most frequently asked question for a newbie investor is &#8220;were do I find the money to fund my real estate deals.&#8221; This is perhaps the [...]]]></description>
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<p><a href="http://www.stjohnpope.com/wp-content/uploads/2011/09/sea.jpg"><img class="alignleft size-medium wp-image-22" title="sea" src="http://www.stjohnpope.com/wp-content/uploads/2011/09/sea-300x225.jpg" alt="" width="300" height="225" /></a>Real estate funding is crucial to your real estate investing  success, and contrary to popular belief it&#8217;s really not that hard to  find the money.</p>
<p>I believe the number one most frequently asked  question for a newbie investor is &#8220;were do I find the money to fund my  real estate deals.&#8221; This is perhaps the biggest concern if not the main  concern newbie investors face when starting to invest in property.</p>
<p>Believe  it or not it&#8217;s actually easier than you think to fund most if not all  your investment properties, even in today&#8217;s tough economy, with no  credit, bad credit, little money, or no money.</p>
<p>You literally have  access to over $1,000,000, if you know where to find it of course. The  problem is most new comers don&#8217;t take the time to educate themselves in  the importance of finding, funding, fixing, and flipping deals  correctly.</p>
<p>Let me explain how the system works&#8230;</p>
<p>Most of  you go out and try to find the money first and what happens next is you  have absolutely no leverage. While you might have a sound proof plan you  still have nothing to leverage it with.</p>
<p>Most private investors, at least the one&#8217;s I&#8217;m going to be teaching you about need to see a property first.</p>
<p>Why?  It&#8217;s simple, having the property in contract is going to give you the  leverage you need, but it can&#8217;t just be any property out there. You have  to buy right. Meaning you must purchase the property at a wholesale  price. This will determine if you&#8217;ll get real estate funding for your  deal or not.</p>
<p>I can imagine what most of you may already be  thinking. &#8220;How can I buy a property if I don&#8217;t have any money or credit,  it&#8217;s just not possible.&#8221; How wrong you are.</p>
<p>Find the deal first and the money will come. I can almost Guarantee it.</p>
<p>Understanding how to find the deal first will give you leverage to fund all your deals.</p>
<p>Let me give you an example of what a good deal should looks like.</p>
<p>It&#8217;s  a secret most newbie investors struggle with when learning how to buy a  property because they simply just don&#8217;t know how much to pay for a  property. I like to call it the 65% Rule. What is the 65% rule? The 65%  rule means you don&#8217;t offer to purchase an investment property for more  than 65% of the fair market value.</p>
<p>So let&#8217;s just say you found a distressed property that you know once it&#8217;s been rehabbed is worth $100,000 fair market value.</p>
<p>By using the 65% rule you would multiply it by $100,000 or $100,000 x.65 which would equal to $65,000.</p>
<p>In  the example above I would offer no more than $65,000 for the distressed  property. This leaves you a safety net and a potential profit margin of  35% or $35,000 not including closing costs.</p>
<p>Can you see your leverage power now!</p>
<p>Do  you understand how powerful the 65% rule is. Now you see why I&#8217;m  telling you to first find the deal in order to acquire real estate  funding. By following the 65% rule you can acquire real estate funding  with little or no money and no credit or even bad credit. I bet you&#8217;re  wondering who these lenders are right about now?</p>
<p>These lenders are what we investors call hard money lenders.</p>
<p>Unlike  the traditional banks that want to check your credit and your income,  hard money lenders lend you money based on the property and not you  personally.</p>
<p>If you stick with the 65% rule I can almost guarantee  you&#8217;ll have no problem finding hard money lenders to do your real estate  funding.</p>
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<p>Mauricio Lopez lives in Las Vegas, Nevada &#8211; and is a full time  Real Estate Investor &#8211; Has successfully flipped over 50 homes and  counting.</p>
<p>Mauricio Lopez has been an active real estate investor since 2006.</p>
<p>Mauricio&#8217;s  product recommendations and coaching have helped several newcomers  successfully start their real estate investment dreams and earn $20,000  to $30,000 in as little as 90 days.</p>
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<p>&nbsp;</p>
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		<title>Buying Rental Property, Why Real Estate?</title>
		<link>http://www.stjohnpope.com/buying-rental-property-why-real-estate/</link>
		<comments>http://www.stjohnpope.com/buying-rental-property-why-real-estate/#comments</comments>
		<pubDate>Mon, 05 Sep 2011 18:49:17 +0000</pubDate>
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		<description><![CDATA[I&#8217;ve been actively selling real estate for over 17 years so I&#8217;ve heard a lot of different industry questions. Today I&#8217;ll answer a pretty common question I get from people considering buying rental property as an investment. I&#8217;ll cover: How successful real estate investors determine the best time to buy. Why I believe that real [...]]]></description>
			<content:encoded><![CDATA[<div id="article-content">
<p><a href="http://www.stjohnpope.com/wp-content/uploads/2011/09/buy.jpg"><img class="alignleft size-medium wp-image-18" title="buy" src="http://www.stjohnpope.com/wp-content/uploads/2011/09/buy-300x300.jpg" alt="" width="300" height="300" /></a>I&#8217;ve been actively selling real estate for over 17 years so I&#8217;ve  heard a lot of different industry questions. Today I&#8217;ll answer a pretty  common question I get from people considering buying rental property as  an investment.</p>
<p>I&#8217;ll cover:</p>
<ol>
<li>How successful real estate investors determine the best time to buy.</li>
<li>Why I believe that real estate is the best investment vehicle today.</li>
<li>Some useful tools that I use to decide if it&#8217;s a good enough price, CAP rate, etc.</li>
</ol>
<p><span style="text-decoration: underline;">Timing:</span> First of all, I&#8217;d like to address timing.  Let&#8217;s say you&#8217;re an investor, or considering becoming one. The best time  for you to buy may be completely different from what it is for someone  who just found out that they are expecting their 5th child in 6 years  and desperately needs the extra bedroom. It is also important to analyze  your financial situation to make sure you&#8217;re not creating unacceptable  risk. For example, it&#8217;s probably not a good time to buy an investment if  you have no cash reserves in the bank to cover repairs, vacancies, etc.</p>
<p>What&#8217;s  the media say about timing? As you know, the media&#8217;s advice has really  been a mixed bag and their advice can be as different as night and day.  You might hear one channel telling you to buy now, but just as quickly  as you turn the newspaper page they urge you to wait for the bottom. I  agree with many of you out there, it&#8217;s frustrating.</p>
<p><span style="text-decoration: underline;">Wait for the bottom?</span> Let&#8217;s talk about the error of the &#8220;waiting for the bottom&#8221; idea. It&#8217;s  likely that the advice you hear, even from local professionals goes  something like:</p>
<ul>
<li>Wait for the bottom, or</li>
<li>Buy now! There are many agents who will give this answer in any  market, not because it&#8217;s the best time to buy, but because they really  need a commission check. This is something we, in the industry refer to  as &#8220;commission breath.&#8221;</li>
</ul>
<p>Again, it can get frustrating with the local advice you get as well.</p>
<p>I  admit, waiting for the bottom sounds like a super idea and great  strategy. The problem isn&#8217;t buying low and selling high, in fact, I  think it&#8217;s a great idea and try to buy low myself. The waiting for the  bottom strategy has one little dilemma, and that is finding someone who  can determine when we&#8217;re at the bottom is! So who can analyze the market  and tell us when we&#8217;re at the bottom?</p>
<p><strong>NOBODY CAN! </strong>Not  the best real estate broker, guru, mortgage guy, or economist can  pinpoint when we&#8217;re at the bottom (or top) of any market. If only there  were a magic crystal ball holding all the answers to the housing market  we&#8217;d all be rich! Be careful, though, there are those &#8220;guru&#8217;s&#8221; out there  who will teach you (for a price) how to invest successfully in property  for a nice hefty fee.</p>
<p>The only way that any one of us actually  knows when we&#8217;ve reached the bottom (or top) of any market is with hind  sight. A perfect example is the market history in the area I live:</p>
<ul>
<li>We can easily determine, with our past market data, that July of  2005 was the peak of our real estate boom. Did we all run around  announcing that we were at the peak of the market? Of course not,  because none of us actually knew that we were at the crest of the market  at that time. The fact is, many of us thought we still had a few years  of &#8220;booming&#8221; market left. Little did we know that from that point on,  our market was on a slippery declining slope.</li>
</ul>
<p>The investors who considered selling their property in  2005 but waited for the peak are kicking themselves for failing to take  advantage of the market. Often times, it&#8217;s the same investors who are so  intent at looking for the bottom that they end up missing it all  together (and the deals that came with it). This is a common rookie  mistake that costs them thousands of dollars on the buying and selling  side of investing.</p>
<p><span style="text-decoration: underline;">Just a quick tip:</span> A top agent can help  you determine when we are close to the top or bottom of the market and  when you should consider buying or selling. Of course it&#8217;s also  recommended to hire a broker who has actual experience in real estate  investing him/herself.</p>
<p>So what do the successful investors do to determine when to buy more income property?</p>
<p>We  look at the current market and ask ourselves if it&#8217;s a buyer&#8217;s or  seller&#8217;s market. We also ask ourselves if we&#8217;re comfortable buying a  house based on certain factors. We do the same thing when selling and  investment too, by the way. Instead of waiting for the top or bottom, we  use information and facts we do know. So what are some facts that we do  know about the current market?</p>
<ol>
<li><span style="text-decoration: underline;">Low Prices. </span>Did you know that home prices in many areas are back to what they were in about 2001?</li>
<li><span style="text-decoration: underline;">Super Low mortgage interest rates</span>. Even on 2nd dwellings and rental homes.</li>
<li><span style="text-decoration: underline;">High rental property demand </span>(in my area anyway)</li>
</ol>
<p>These factors show that it could be a very attractive time to start buying more investment properties.</p>
<p>Did  you know that many investors make more money in a down market than in  an up market? Why? Because we actually make the money on the  acquisition, not the sale!</p>
<p>I love this industry and I love  investing! When done correctly, it can truly be one of the best  investments you ever make! Unfortunately, many do it incorrectly. Over  the years I&#8217;ve watched many real estate investors come and go. There are  typical rookie mistakes, like commingling investment and personal funds  and being over-anxious to buy. Remember, it&#8217;s an investment and must be  looked at objectively to make sure it&#8217;s a good one. Yes, It can be  risky, but it can be equally as rewarding. An experienced broker with an  investing background should be able to help you minimize the risk.</p>
<p><strong>What makes a good investment?</strong></p>
<p>An investment adviser would tell you:</p>
<ol>
<li>If buying stocks, find those with low P/E. Price to earnings ratio.</li>
<li>To know the rate your chosen stock expected to grow.</li>
<li>To know the type of assets the company holds. Known as asset backing.</li>
<li>Find out if it&#8217;s an easily traded stock.</li>
</ol>
<p>Using similar questions, we can determine how solid our real estate investment will be.</p>
<ol>
<li>What will my CAP rate be if I buy this rental? This formula tells us  how much we can actually pay for any given property. Here&#8217;s a simple  formula to help you determine the CAP rate. N.O.I. / the expected sales  price= CAP%.</li>
<li>What rate of appreciation can I expect on this property?</li>
<li>What type of vandalism risk and vacancy rate will this property  have? How often will the property be vacant and is it likely to be  vandalized while it is empty?</li>
<li>Is this property easily traded? How hard will it be to liquidate this property if I need to sell quickly?</li>
</ol>
<p>Don&#8217;t forget to ask about available financing, owner carry, conventional, etc.</p>
<p><strong>One more tip: </strong>A  house and apartments up to 4 units are considered residential.  Financing on over 4 units can become a bit more complicated and require  more down. Hazard insurance tends to be a bit higher on apartment  buildings of 5+ units as well. Make sure you understand the available  financing before making the offer.</p>
<p>These are just a few of the  questions that I would expect any good real estate broker to be able to  answer for the investor considering buying rental property.</p>
</div>
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Article Source: http://EzineArticles.com/6433352</div>
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